RATES

List of rates for Prime Rate
Prime Rate	Rate
Prime Rate	7.200

List of rates for Vehicle Loans*
Vehicle Loans*	Rate
Special Rate on New 2023 Vehicles	5.500
Special Rate on New 2023 Vehicles (Prime Based)	6.200
2023 Vehicles	6.000
2023 Vehicles (Prime Based)	6.700
Special Rate on 2022-2019 Vehicles	6.250
Special Rate on 2018 and Prior Vehicles	7.800

List of rates for Recreation Vehicle Loans*
Recreation Vehicle Loans*	Rate
Special Rate on 2023 ATV / Snow / Water Machines	6.240
2023 ATV / Snow / Water Machines	6.740
Special Rate on 2023 Travel Trailers / Motor Homes / Campers	5.990
2023 Travel Trailers / Motor Homes / Campers	6.490
Special Rate on 2023 Motorcycles	5.750
2023 Motorcycles	6.250

List of rates for Mortgages*
Mortgages*	Rate
Variable - 5 Years (Adjusted to Market Conditions)	7.000
Open - 6 Months	9.150
Open - 1 Year	9.000
Closed - 1 Year	7.390
Closed - 2 Years	7.000
Closed - 3 Years (Special Rate)	6.490
Closed - 4 Years	6.640
Closed - 5 Years (Special Rate)	6.150
Closed - 3 Years (High Ratio)	6.140
Closed - 5 Years (High Ratio)	5.650
Closed - 7 Years (Special Rate)	6.450
3% Cash Back - 5 Years	7.000
4% Cash Back - 5 Years	7.300
5% Cash Back - 5 Years	7.525

List of rates for Personal Lines of Credit*
Personal Lines of Credit*	Rate
RRSP Line of Credit Base Rate	7.200
Personal Line of Credit Secured Base Rate	7.200
Personal Line of Credit Unsecured Base Rate	9.200

List of rates for Advantage (Tiered Rate Savings)*
Advantage (Tiered Rate Savings)*	Rate
Advantage Tier $0 - $5,000	0.125
Advantage Tier $5,001 - $10,000	0.125
Advantage Tier $10,001 - $25,000	0.125
Advantage Tier $25,001 - $60,000	0.300
Advantage Tier $60,001 - $100,000	0.400
Advantage Tier $100,001 and over	0.500

List of rates for Registered Retirement Income Fund (RRIF)*
Registered Retirement Income Fund (RRIF)*	Rate
Variable	0.125
6 Month Fixed Term	2.750
1 Year Fixed Term	3.900
2 Year Fixed Term	3.900
3 Year Fixed Term	3.750
4 Year Fixed Term	3.750
5 Year Fixed Term	3.700

List of rates for Registered Retirement Savings Plan (RRSP)*
Registered Retirement Savings Plan (RRSP)*	Rate
6 Month Fixed Term	2.750
1 Year Fixed Term	3.900
2 Year Fixed Term	3.900
3 Year Fixed Term	3.750
4 Year Fixed Term	3.750
5 Year Fixed Term	3.700
7 Year Fixed Term	3.700

List of rates for Savings*
Savings*	Rate
Online Savings	0.700
Plan 24/Daily Interest Savings	0.125
Fat Cat/Head Start	0.050
Monthly Savings Plan	0.700

List of rates for Term Deposits and Debentures*
Term Deposits and Debentures*	Rate
Short Term Deposit - 7-29 Days	0.750
Short Term Deposit - 30-59 Days	2.250
Short Term Deposit - 60-89 Days	2.400
Short Term Deposit - 90-179 Days	2.750
Short Term Deposit - 180-364 Days	3.150
Long Term - 1 Year	3.900
Long Term - 2 Years	3.900
Long Term - 3 Years	3.750
Long Term - 4 Years	3.750
Long Term - 5 Years	3.700
Long Term - 7 Years	3.700

List of rates for Tax Free Savings Account (TFSA)*
Tax Free Savings Account (TFSA)*	Rate
Daily Interest Savings Account	0.125
6 Month Fixed Term	2.750
1 Year Fixed Term	3.900
2 Year Fixed Term	3.900
3 Year Fixed Term	3.750
4 Year Fixed Term	3.750
5 Year Fixed Term	3.700
7 Year Fixed Term	3.700

^{*Rates subject to change. Terms and conditions may apply.}