RATES

List of rates for Prime Rate
Prime Rate	Rate
Prime Rate	5.450

List of rates for Vehicle Loans*
Vehicle Loans*	Rate
Special Rate on New 2022 Vehicles	5.000
Special Rate on New 2022 Vehicles (Prime Based)	4.950
2022 Vehicles	5.500
2022 Vehicles (Prime Based)	5.450
Special Rate on 2021 Vehicles	5.750
Special Rate on 2020-2018 Vehicles	5.750
Vehicle 2017 and Prior	7.800

List of rates for Recreation Vehicle Loans*
Recreation Vehicle Loans*	Rate
Special Rate on 2022 ATV / Snow / Water Machines	5.740
2022 ATV / Snow / Water Machines	6.240
Special Rate on 2022 Travel Trailers / Motor Homes / Campers	5.990
2022 Travel Trailers / Motor Homes / Campers	6.490
Special Rate on 2022 Motorcycles	5.250
2022 Motorcycles	5.750

List of rates for Mortgages*
Mortgages*	Rate
Variable - 5 Years (Adjusted to Market Conditions)	5.200
Open - 6 Months	8.000
Open - 1 Year	8.000
Closed - 1 Year	5.450
Closed - 2 Years	5.450
Closed - 3 Years (Special Rate)	5.300
Closed - 4 Years	5.740
Closed - 5 Years (Special Rate)	5.490
Closed - 7 Years (Special Rate)	6.090
3% Cash Back - 5 Years	6.340
4% Cash Back - 5 Years	6.640
5% Cash Back - 5 Years	6.865

List of rates for Personal Lines of Credit*
Personal Lines of Credit*	Rate
RRSP Line of Credit Base Rate	5.950
Personal Line of Credit Secured Base Rate	5.450
Personal Line of Credit Unsecured Base Rate	7.450

List of rates for Advantage (Tiered Rate Savings)*
Advantage (Tiered Rate Savings)*	Rate
Advantage Tier $0 - $5,000	0.125
Advantage Tier $5,001 - $10,000	0.125
Advantage Tier $10,001 - $25,000	0.125
Advantage Tier $25,001 - $60,000	0.200
Advantage Tier $60,001 - $100,000	0.300
Advantage Tier $100,001 and over	0.300

List of rates for Registered Retirement Income Fund (RRIF)*
Registered Retirement Income Fund (RRIF)*	Rate
Variable	0.125
1 Year Fixed Term	2.000
2 Year Fixed Term	2.500
3 Year Fixed Term	2.750
4 Year Fixed Term	3.100
5 Year Fixed Term	3.500

List of rates for Registered Retirement Savings Plan (RRSP)*
Registered Retirement Savings Plan (RRSP)*	Rate
6 Month Fixed Term	1.200
1 Year Fixed Term	2.000
2 Year Fixed Term	2.500
3 Year Fixed Term	2.750
4 Year Fixed Term	3.100
5 Year Fixed Term	3.500
7 Year Fixed Term	3.750

List of rates for Savings*
Savings*	Rate
Online Savings	0.500
Plan 24/Daily Interest Savings	0.125
Fat Cat/Head Start	0.050
Monthly Savings Plan	0.500

List of rates for Term Deposits and Debentures*
Term Deposits and Debentures*	Rate
Short Term Deposit - 7-29 Days	0.500
Short Term Deposit - 30-59 Days	0.800
Short Term Deposit - 60-89 Days	1.000
Short Term Deposit - 90-179 Days	1.200
Short Term Deposit - 180-364 Days	1.300
Long Term - 1 Year	2.000
Long Term - 2 Years	2.500
Long Term - 3 Years	2.750
Long Term - 4 Years	3.100
Long Term - 5 Years	3.500
Long Term - 7 Years	4.000

List of rates for Tax Free Savings Account (TFSA)*
Tax Free Savings Account (TFSA)*	Rate
Daily Interest Savings Account	0.125
6 Month Fixed Term	1.200
1 Year Fixed Term	2.000
2 Year Fixed Term	2.500
3 Year Fixed Term	2.750
4 Year Fixed Term	3.100
5 Year Fixed Term	3.500
7 Year Fixed Term	3.500

^{*Rates subject to change. Terms and conditions may apply.}