RATES

List of rates for Prime Rate
Prime Rate	Rate
Prime Rate	4.450

List of rates for Mortgages*
Mortgages*	Rate
Variable - 5 Years (Adjusted to Market Conditions)	4.050
Open - 6 Months	9.150
Open - 1 Year	9.000
Closed - 1 Year	5.690
Closed - 2 Years	5.190
Closed - 3 Years (Special Rate)	4.390
Closed - 3 Years (With Mortgage Insurance)	4.290
Closed - 4 Years	5.390
Closed - 5 Years (Special Rate)	4.490
Closed - 5 Years (With Mortgage Insurance)	4.190
Closed - 7 Years (Special Rate)	4.890
1% Cash Back - 5 Years	4.740
2% Cash Back - 5 Years	5.040
3% Cash Back - 5 Years	5.340
4% Cash Back - 5 Years	5.640
5% Cash Back - 5 Years	5.865

List of rates for Vehicle Loans*
Vehicle Loans*	Rate
Special Rate on New 2025 Vehicles	5.000
Special Rate on New 2025 Vehicles (Prime Based)	4.300
2025 Vehicles	5.350
2025 Vehicles (Prime Based)	4.450
Special Rate on 2024-2021 Vehicles	5.150
Special Rate on 2020 and Prior Vehicles	6.700

List of rates for Recreation Vehicle Loans*
Recreation Vehicle Loans*	Rate
Special Rate on 2025 ATV / Snow / Water Machines	4.900
2025 ATV / Snow / Water Machines	5.250
Special Rate on 2025 Travel Trailers / Motor Homes / Campers	5.150
2025 Travel Trailers / Motor Homes / Campers	5.500
Special Rate on 2025 Motorcycles	4.650
2025 Motorcycles	5.000

List of rates for Personal Lines of Credit*
Personal Lines of Credit*	Rate
RRSP Line of Credit Base Rate	4.450
Personal Line of Credit Secured Base Rate	4.450
Personal Line of Credit Unsecured Base Rate	6.450

List of rates for Savings*
Savings*	Rate
Online Savings	0.700
Plan 24/Daily Interest Savings	0.125
Fat Cat/Head Start	0.050
Monthly Savings Plan	0.700

List of rates for Advantage (Tiered Rate Savings)*
Advantage (Tiered Rate Savings)*	Rate
Advantage Tier $0 - $5,000	0.125
Advantage Tier $5,001 - $10,000	0.125
Advantage Tier $10,001 - $25,000	0.125
Advantage Tier $25,001 - $60,000	0.300
Advantage Tier $60,001 - $100,000	0.400
Advantage Tier $100,001 and over	0.500

List of rates for Term Deposits and Debentures*
Term Deposits and Debentures*	Rate
Short Term Deposit - 7-29 Days	0.750
Short Term Deposit - 30-59 Days	2.000
Short Term Deposit - 60-89 Days	2.150
Short Term Deposit - 90-179 Days	2.300
Short Term Deposit - 180-364 Days	2.350
Long Term - 1 Year	2.500
Long Term - 2 Years	2.550
Long Term - 3 Years	2.550
Long Term - 4 Years	2.600
Long Term - 5 Years	2.800
Long Term - 7 Years	2.800

List of rates for Tax Free Savings Account (TFSA)*
Tax Free Savings Account (TFSA)*	Rate
Daily Interest Savings Account	0.125
6 Month Fixed Term	2.300
1 Year Fixed Term	2.500
2 Year Fixed Term	2.550
3 Year Fixed Term	2.550
4 Year Fixed Term	2.600
5 Year Fixed Term	2.800
7 Year Fixed Term	2.800

List of rates for Registered Retirement Savings Plan (RRSP)*
Registered Retirement Savings Plan (RRSP)*	Rate
6 Month Fixed Term	2.300
1 Year Fixed Term	2.500
2 Year Fixed Term	2.550
3 Year Fixed Term	2.550
4 Year Fixed Term	2.600
5 Year Fixed Term	2.800
7 Year Fixed Term	2.800

List of rates for Registered Retirement Income Fund (RRIF)*
Registered Retirement Income Fund (RRIF)*	Rate
Variable	0.125
6 Month Fixed Term	2.300
1 Year Fixed Term	2.500
2 Year Fixed Term	2.550
3 Year Fixed Term	2.550
4 Year Fixed Term	2.600
5 Year Fixed Term	2.800

^{*Rates subject to change. Terms and conditions may apply.}