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Choose a chequing account solution designed for members aged 59 and over

 
 

Basic Chequing

Designed for members with limited chequing needs who want to save money on banking fees.

 

Key features

12 free debit transactions per month*
 
  • In-branch withdrawals & transfers
  • Pre-authorized payments & cheque withdrawals
  • Cash, cheque & Inter Credit Union (ICU) withdrawals (within Canada)
  • Transfer debits
  • ATM withdrawals & debits (credit union, Interac®, Plus)
  • Bill & loan payments (ATM, online, teleservice)
  • Online banking debit transfers & inter-account transfers
  • Debit card transactions (CDA, cross-border, online)
  • Interac® e-Transfers
 

No charge for:

  • ATM withdrawals (Exchange®, NLCU, Acculink® & Inter Credit Union networks)
  • Online banking
  • Detailed monthly statement

Free

 
 

For a full breakdown of account fees, visit our Service Fees page.

 
 
 

Masterplan Chequing

Provides you with a broad range of chequing services and the cost-saving benefit of a chequing package.

 

Key features

30 free debit transactions per month*
 
  • In-branch withdrawals & transfers
  • Pre-authorized payments & cheque withdrawals
  • Cash, cheque & Inter Credit Union (ICU) withdrawals (within Canada)
  • Transfer debits
  • ATM withdrawals & debits (credit union, Interac®, Plus)
  • Bill & loan payments (ATM, online, teleservice)
  • Online banking debit transfers & inter-account transfers
  • Debit card transactions (CDA, cross-border, online)
  • Telpay withdrawals
  • Interac® e-Transfers

 


No charge for:

  • ATM withdrawals (Exchange®, NLCU, Acculink® & Inter Credit Union networks)
  • NLCU mobile app, online & mobile banking
  • Automated Teleservice®
  • Detailed monthly statement

$7.65 per month
(30% off monthly fee)

Free with a minimum monthly balance of $3,000.

 
 

For a full breakdown of account fees, visit our Service Fees page.

 
 
 

My e-Account Unlimited Chequing

A great package if you prefer electronic chequing transactions and want the cost-savings benefit of a package that includes unlimited transactions.

 

Key features

Unlimited free electronic transactions per month*
 
  • Electronic pre-authorized payments (within Canada)
  • ATM withdrawals & debits (credit union, Interac®, Plus)
  • Bill & loan payments (ATM, online)
  • Online banking debit transfers
  • Debit card transactions (CDA, cross-border, online)
  • Interac®e-Transfers

 


No charge for:

  • ATM Withdrawals (Exchange®, NLCU, Acculink® & Inter Credit Union networks)
  • NLCU mobile app, online & mobile banking
  • Detailed monthly statement

$12.55 per month
(30% off monthly fee)

Free with a minimum monthly balance of $5,000.

 
 

For a full breakdown of account fees, visit our Service Fees page.

 
 
 

Masterplan Plus Chequing

Designed for members who make lots of transactions, use lots of banking services and want unlimited access to everything.

 

Key features

Unlimited free debit transactions per month*
 
  • In-branch withdrawals & transfers
  • Pre-authorized payments & cheque withdrawals
  • Cash, cheque & Inter Credit Union (ICU) withdrawals (within Canada)
  • Transfer debits
  • ATM withdrawals & debits (credit union, Interac®, Plus)
  • Bill & loan payments (ATM, online, teleservice, in-branch)
  • Online banking debit transfers & inter-account transfers
  • Debit card transactions (CDA, cross-border, online)
  • Telpay withdrawals
  • Interac® e-Transfers

 


No charge for:

  • NLCU mobile app, online & mobile banking
  • Automated Teleservice®
  • Detailed monthly statement

$20.95 per month
(30% off monthly fee)

Free with a minimum monthly balance of $5,000.

 
 

For a full breakdown of account fees, visit our Service Fees page.

 
 
 

Prime Chequing

Designed for members aged 59 and over who want better savings, increased flexibility, and greater convenience.

 

Key features

Unlimited free debit transactions per month*
 
  • In-branch withdrawals & transfers
  • Pre-authorized payments & cheque withdrawals
  • Cash, cheque & Inter Credit Union (ICU) withdrawals (within Canada)
  • Transfer debits
  • ATM withdrawals & debits (credit union, Interac®, Plus)
  • Bill & loan payments (ATM, online, teleservice, in-branch)
  • Online banking debit transfers & inter-account transfers
  • Debit card transactions (CDA, cross-border, online)
  • Telpay withdrawals
  • Interac® e-Transfers

 



No charge for:

  • Personal cheques
  • ATM Withdrawals (Exchange®, NLCU, Acculink® & Inter Credit Union networks)
  • NLCU mobile app, online & mobile banking
  • Automated Teleservice®
  • Detailed monthly statement
  • Annual discount on safety deposit box

$20.95 per month

Free with a minimum monthly balance of $5,000 or $10,000 in total business with NLCU (loans & deposits).

 
 

For a full breakdown of account fees, visit our Service Fees page.

 
 
 

Included in all Seniors Program chequing packages

  • Over-the-counter bill payments
  • Annual discounts on safety deposit boxes

*Within own membership. Minimum $1.25 per item cost of transaction not included in package.
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