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Choose the chequing account that’s right for you

 
 

Basic Chequing

Designed for members with limited chequing needs who want to save money on banking fees.

 

Key features

12 free debit transactions per month*
 
  • In-branch withdrawals & transfers
  • Pre-authorized payments & cheque withdrawals
  • Cash, cheque & Inter Credit Union (ICU) withdrawals (within Canada)
  • Transfer debits
  • ATM withdrawals & debits (credit union, Interac®, Plus)
  • Bill & loan payments (ATM, online, teleservice)
  • Online banking debit transfers & inter-account transfers
  • Debit card transactions (CDA, cross-border, online)
  • Interac® e-Transfers
 

No charge for:

  • ATM withdrawals (Exchange®, NLCU, Acculink® & Inter Credit Union networks)
  • Online banking
  • Detailed monthly statement

Are you a senior? Get special perks with your account!

$3.95 per month

 
 

For a full breakdown of account fees, visit our Service Fees page.

 
 
 

Masterplan Chequing

Designed for members who use lots of banking services and want them all rolled into one cost-saving package.

 

Key features

30 free debit transactions per month*
 
  • In-branch withdrawals & transfers
  • Pre-authorized payments & cheque withdrawals
  • Cash, cheque & Inter Credit Union (ICU) withdrawals (within Canada)
  • Transfer debits
  • ATM withdrawals & debits (credit union, Interac®, Plus)
  • Bill & loan payments (ATM, online, teleservice)
  • Online banking debit transfers & inter-account transfers
  • Debit card transactions (CDA, cross-border, online)
  • Telpay withdrawals
  • Interac® e-Transfers

 


No charge for:

  • ATM withdrawals (Exchange®, NLCU, Acculink® & Inter Credit Union networks)
  • NLCU mobile app, online & mobile banking
  • Automated Teleservice®
  • Detailed monthly statement

Are you a senior? Get special perks with your account!

$10.95 per month

Free with a minimum monthly balance of $3,000.

 
 

For a full breakdown of account fees, visit our Service Fees page.

 
 
 

Masterplan Plus Chequing

Designed for members who make lots of transactions, use lots of banking services and want unlimited access to everything.

 

Key features

Unlimited free debit transactions per month*
 
  • In-branch withdrawals & transfers
  • Pre-authorized payments & cheque withdrawals
  • Cash, cheque & Inter Credit Union (ICU) withdrawals (within Canada)
  • Transfer debits
  • ATM withdrawals & debits (credit union, Interac®, Plus)
  • Bill & loan payments (ATM, online, teleservice, in-branch)
  • Online banking debit transfers & inter-account transfers
  • Debit card transactions (CDA, cross-border, online)
  • Telpay withdrawals
  • Interac® e-Transfers

 


No charge for:

  • NLCU mobile app, online & mobile banking
  • Automated Teleservice®
  • Detailed monthly statement

Are you a senior? Get special perks with your account!

$29.95 per month

Free with a minimum monthly balance of $5,000.

 
 

For a full breakdown of account fees, visit our Service Fees page.

 
 
 

My e-Account Unlimited Chequing

Designed for members who prefer to do their banking digitally and want unlimited electronic transactions.

 

Key features

Unlimited free electronic transactions per month*
 
  • Electronic pre-authorized payments (within Canada)
  • ATM withdrawals & debits (credit union, Interac®, Plus)
  • Bill & loan payments (ATM, online)
  • Online banking debit transfers
  • Debit card transactions (CDA, cross-border, online)
  • Interac®e-Transfers

 


No charge for:

  • ATM Withdrawals (Exchange®, NLCU, Acculink® & Inter Credit Union networks)
  • NLCU mobile app, online & mobile banking
  • Detailed monthly statement

Are you a senior? Get special perks with your account!

$17.95 per month

 
 

For a full breakdown of account fees, visit our Service Fees page.

 
 
 

US Dollar Chequing

Designed for members who make a lot of US dollar transactions and want to save on exchange fees.

 

Key features

Pay as you go*
 
  • In-branch withdrawals & transfers
  • Cash withdrawals1 (within Canada)
  • Cheque withdrawals (within Canada/US)
  • Pre-authorized payments
  • No minimum balance required
  • View account activity online2

1 At participating credit unions in Canada.
2 View only. Cannot perform electronic transactions.


No charge for:

  • NLCU mobile app
  • Automated Teleservice®

$2.00 per month

 
 

For a full breakdown of account fees, visit our Service Fees page.

 
 
 

Student Super Saver No-Fee Chequing

Designed to help full-time1 students2 focus more on studying and less on their finances, with fee-free banking.

 

Key features

Unlimited free transactions within Canada*
 
  • In-branch withdrawals & transfers
  • Pre-authorized payments & cheque withdrawals
  • Cash, cheque & Inter Credit Union (ICU) withdrawals (within Canada)
  • Transfer debits
  • Bill & loan payments (ATM, online, teleservice, in-branch)
  • Online banking debit transfers & inter-account transfers
  • Debit card transactions (CDA, cross-border, online)
  • Interac® e-Transfers

No charge for:

  • ATM Withdrawals (Exchange®, NLCU, Acculink® & Inter Credit Union networks)
  • NLCU mobile app, online & mobile banking
  • Automated Teleservice®
  • Detailed monthly statement
1 As classified by your post-secondary institution.
2 Students over 19 years of age will be required to show proof of enrollment.

Free

 
 

For a full breakdown of account fees, visit our Service Fees page.

 
 
 

Prime Chequing

Designed for members aged 59 and over who want better savings, increased flexibility, and greater convenience.

 

Key features

Unlimited free debit transactions per month*
 
  • In-branch withdrawals & transfers
  • Pre-authorized payments & cheque withdrawals
  • Cash, cheque & Inter Credit Union (ICU) withdrawals (within Canada)
  • Transfer debits
  • ATM withdrawals & debits (credit union, Interac®, Plus)
  • Bill & loan payments (ATM, online, teleservice, in-branch)
  • Online banking debit transfers & inter-account transfers
  • Debit card transactions (CDA, cross-border, online)
  • Telpay withdrawals
  • Interac® e-Transfers

 



No charge for:

  • Personal cheques
  • ATM Withdrawals (Exchange®, NLCU, Acculink® & Inter Credit Union networks)
  • NLCU mobile app, online & mobile banking
  • Automated Teleservice®
  • Detailed monthly statement
  • Annual discount on safety deposit box

Are you a senior? Get special perks with your account!

$20.95 per month

Free with a minimum monthly balance of $5,000 or $10,000 in total business with NLCU (loans & deposits).

 
 

For a full breakdown of account fees, visit our Service Fees page.

 
 

*Within own membership  |  **Within own membership. Minimum $1.25 per item cost of transaction not included in package.
® Authorized user of the marks. All trademarks are the property of their respective owners

 

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Banking built to fit your life

Start your financial journey off right with good money management.

Take the stress out of managing your student finances.

Unlock the banking benefits you deserve as a senior.

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Call us immediately for support or log into online banking and use our Lock ’N’ Block service to lock your card.

Call 1-800-563-3300
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