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Choose the account that’s right for you

 
 

Fat Cat

Financial responsibility can be acquired at any age. Just like learning to ride a bike, children can acquire the skills of handling money through their own NLCU account. That is why we are proud to offer the Fat Cat account.

The Fat Cat account is a special savings account designed for children up to age 12 to help teach money management or to save towards an education. Open a Fat Cat account for someone you know and help teach them the power of saving. They can never be too young to start.

As a bonus, NLCU celebrates our Fat Cat account holders’ birthdays. We send a fun birthday card, and deposit $5 into their account on the month of their birthday until the child’s 12th birthday.

 

Key features

10 free debit transactions per month*
  • Over-the-counter Withdrawals and Transfers
  • Pre-authorized Payments and Cheque Withdrawals
  • Cash, Cheque and Inter Credit Union (ICU) Withdrawals (within Canada)
  • ATM Withdrawals and Debits (Credit Union/Interac®/Plus)
  • Bill and Loan Payments (ATM, Online, Teleservice)
  • Online Banking Debit Transfers and Inter-account Transfers
  • Debit Card Transactions (CDA/Cross-Border/Online)
  • Interac® e-Transfers

Benefits

  • Earns money with interest calculated daily and paid monthly
  • Convenient 24-hour ATM access
  • Easy record keeping with detailed semi-annual statement
*No charge with $1,500 minimum monthly balance.
 

For a full breakdown of account fees, visit our Service Fees page.

 
 
 

Head Start

A special savings account designed for youth ages 12 to 18 to help teach money management, spend responsibly or to save towards an education.

 

Key Features

10 free debit transactions per month*
  • Over-the-counter Withdrawals and Transfers
  • Pre-authorized Payments and Cheque Withdrawals
  • Cash, Cheque and Inter Credit Union (ICU) Withdrawals (within Canada)
  • ATM Withdrawals and Debits (Credit Union/Interac®/Plus)
  • Bill and Loan Payments (ATM, Online, Teleservice)
  • Online Banking Debit Transfers and Inter-account Transfers
  • Debit Card Transactions (CDA/Cross-Border/Online)
  • Interac® e-Transfers

Benefits

  • Earns money with interest calculated daily and paid monthly
  • Convenient 24-hour ATM access
  • Easy record keeping with detailed semi-annual statement

*No charge with $1,500 minimum monthly balance.

 

For a full breakdown of account fees, visit our Service Fees page.

 
 

*Within own membership  |  **Within own membership. Minimum $1.25 per item cost of transaction not included in package.
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Banking built to fit your life

Prepare for your children’s pursuit of a higher education.

Take the stress out of managing your student finances.

 

Lost or stolen debit card?

Call us immediately for support or log into online banking and use our Lock ’N’ Block service to lock your card.

Call 1-800-563-3300
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Manage your money with even more ease

From income tax services to foreign exchange, we offer a wide range of additional services to make managing your finances even easier with us.