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  • Borrowing

Lending Products

Whether you’re thinking about buying a home, taking a vacation, funding your education, or paying off your bills, NLCU has the products and services to suit your individual needs.

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Get support for your home purchase without the annoying sales pitch.

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Simplify your money management with loans to suit your needs.

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Vehicle Loans

Let us help you get into the driver's seat.

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Lines of Credit

Maximize your purchasing power and get quick access to funds when you need them.

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Credit Cards

With low fees and comparable market rates you receive a unique package of benefits.

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Student Financing

An affordable way to make continuing education possible.


Turn your vision for the future into reality

Not everyone’s goals are the same. At NLCU, you define your vision for success, and our local experts create a personalized action plan to get you there.
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Why borrow with NLCU?

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Access from anywhere

Life gets busy but we’re here to help however works best for you – be that via phone, video chat, at home or in one of our local branches.
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Proactive, personal service

You’re more than a transaction to us. That means we won’t sell you a product and send you on your way. We’ll make sure it’s the right one for your goals.

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Member-first approach

We prioritize your success, so our team isn’t rewarded for pushing products. Their only aim is to give genuine advice in your best interest.


See what you can afford to borrow.

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Have questions? Don’t hesitate to ask for help from our experts.

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Protect yourself from the unexpected

Life happens but it doesn’t have to throw you off track. We offer a range of insurance solutions to protect you, your family, and your finances from the unexpected.