Key features

• Competitive interest rates
• Optional weekly or bi-weekly payments can save you thousands of dollars
• Low-cost life, disability, critical illness and job loss insurance for single or joint coverage
• Amortization available up to 35 years**
• Up to 95% financing available with CMHC or Sagen insurance

* NLCU prime rate is an annual variable rate of interest. This rate may change at any time without notice.
** Certain conditions apply.

Key features

• Competitive interest rates
• Optional weekly or bi-weekly payments can save you thousands of dollars
• Choose a renewal term from 6 months to 7 years*
• Low-cost life, disability, critical illness and job loss insurance for single or joint coverage
• Amortization available up to 35 years** 
• Up to 95% financing available with CMHC or Sagen insurance

Key features

• Competitive interest rates
• Variable or fixed interest rate options
• Optional weekly or bi-weekly payments can save you thousands of dollars
• Choose a renewal term from 6 months to 7 years*
• Low-cost life, disability, critical illness and job loss insurance for single or joint coverage
• Amortization available up to 25 years **
• Up to 95% financing available with CMHC or Sagen insurance
• You may qualify for a 25% insurance premium refund from Canada Mortgage and Housing Corporation (CMHC)
• For more details on how you can qualify, speak to one of our Member Service Advisors.

* Minimum term of 5 years on construction mortgages
** Certain conditions apply

Key features

• Choose 3%, 4% or 5% cash back on your mortgage
• Peace of mind that your mortgage rate and payment won’t change during the term of your mortgage if interest rates rise.
• Competitive rates
• Optional weekly or bi-weekly payments can save you thousands of dollars
• Amortization available up to 35 years*
• Up to 95% financing available with CMHC or Sagen insurance
• Five-year closed term available only
• Available for new and previously owned homes as well as turnkey constructions
• Low-cost life, disability, critical illness and job loss insurance for single or joint coverage