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Explore your vehicle loan options

 

Pre-approved Vehicle Loan

For purchasing used and new cars, trucks, boats, or recreational vehicles. A pre-approved vehicle loan puts you in the driver’s seat when negotiating price or comparing lease agreements.
 

Key features

  • Competitive rates
  • Special rates for new vehicle loans
  • Flexible repayment terms
  • Repay your loan faster with weekly or bi-weekly payments
  • No penalty for extra payments or early repayment
  • Credit life and disability insurance available
 
 

Recreational Vehicle Loans

We offer competitive rates on vehicle loans for recreational vehicles.

 
 
 

Grad Vehicle Loan Rebate

We provide graduating students a head start on the road to their career.

Graduating students may qualify for a vehicle loan rebate of 2.5% or, if they have a chequing account and a direct deposit with NLCU, they may qualify for a 3% rebate.*

The Grad Vehicle Loan Rebate is available to anyone who has graduated from an accredited post-secondary institution within 24 months of applying for the vehicle loan.

 

Key features

  • Get 2.5% - 3% cash back rebate*
  • Flexible repayment schedules and loan insurance
  • No penalties for extra payments
  • No down payment required
  • No cap on the amount of your loan
  • Up to a 8 years to repay your loan

*Rebates are provided to a maximum of $1,500.

 
 

Eco-Friendly Vehicle Loan Rebate

Purchasing a hybrid or electric vehicle 5 years old or newer? You may qualify for NLCU’s Eco-Friendly Vehicle Loan Rebate of 2.5% or, if you have a chequing account and a direct deposit with NLCU, you may qualify for a 3% rebate.*

 

Key features

  • Flexible repayment schedules and loan insurance
  • No penalties for extra payments
  • 2.5% - 3% cash back rebate on your vehicle loan amount to a maximum rebate of $1,500
  • No cap on the amount of the loan
  • Up to 8 years to repay your loan

*Rebates are provided to a maximum of $1,500.

 
 

Go from application to approval fast

 

See our latest vehicle loan rates

New 2022 Vehicles

Special Rate

3.750

2021 Vehicles

Special Rate

4.500

2022 ATV/Snow/Water Machines

Special Rate

4.490
 

Home and auto insurance to fit your needs

Experience personalized coverage, service and advice to meet your personal auto and home insurance needs.
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Protect yourself against the unexpected

Life happens. Credit life and disability insurance can protect you and your family from the unexpected.