Skip to main content
 

Explore your vehicle loan options

 

Pre-approved Vehicle Loan

For purchasing used and new cars, trucks, boats, or recreational vehicles. A pre-approved vehicle loan puts you in the driver’s seat when negotiating price or comparing lease agreements.
 

Key features

  • Competitive rates
  • Special rates for new vehicle loans
  • Flexible repayment terms
  • Repay your loan faster with weekly or bi-weekly payments
  • No penalty for extra payments or early repayment
  • Credit life and disability insurance available
 
 

Recreational Vehicle Loans

We offer competitive rates on vehicle loans for recreational vehicles.

 
 
 

Grad Vehicle Loan Rebate

We provide graduating students a head start on the road to their career.

Graduating students may qualify for a vehicle loan rebate of 2.5% or, if they have a chequing account and a direct deposit with NLCU, they may qualify for a 3% rebate.*

The Grad Vehicle Loan Rebate is available to anyone who has graduated from an accredited post-secondary institution within 24 months of applying for the vehicle loan.

 

Key features

  • Get a 2.5% or 3% rebate on your vehicle loan amount to a maximum of $1,500
  • Flexible repayment schedules and loan insurance
  • No penalties for extra payments
  • No down payment required
  • No cap on the amount of your loan
  • Up to a 8 years to repay your loan
 
 

Eco-Friendly Vehicle Loan Rebate

Purchasing a hybrid or electric vehicle 5 years old or newer? You may qualify for NLCU’s Eco-Friendly Vehicle Loan Rebate of 2.5% or, if you have a chequing account and a direct deposit with NLCU, you may qualify for a 3% rebate.*

 

Key features

  • Get a 2.5% or 3% rebate on your vehicle loan amount to a maximum of $1,500
  • Flexible repayment schedules and loan insurance
  • No penalties for extra payments
  • No cap on the amount of the loan
  • Up to 8 years to repay your loan

*Rebates are provided to a maximum of $1,500.

 
 

Go from application to approval fast

 

See our latest vehicle loan rates

New 2024 Vehicles*

Special Rate

5.500

2020 - 2023 Vehicles*

Special Rate

6.250

2024 ATV/Snow/Water Machines*

Special Rate

6.240
*Rates subject to change. Terms and conditions may apply.
 

Home and auto insurance to fit your needs

Experience personalized coverage, service and advice to meet your personal auto and home insurance needs.
Select Image
Select Image

Protect yourself against the unexpected

Life happens. Credit life and disability insurance can protect you and your family from the unexpected.