Regardless of your income level, with careful long-term planning, you can accumulate enough savings to enjoy retirement. The most important considerations when planning for retirement are security, flexibility, and growth potential. We can help with expert advice and together, figure out the most affordable way for you to start investing in your future!
At NLCU, we offer compound interest, paid semi-annually. You get interest on your RRSP not once, but twice a year - that's interest on the interest. We call it "the snowball effect". Over time, your original investment can snowball into thousands of dollars more in interest. Let us help you turn your dreams of financial security into a reality. It doesn't take a lot to make a lot.
Ask for advice on getting a head start on next year's contribution with convenient monthly RRSP deposits. Contributing for a spouse also provides opportunities for income splitting when you retire. Ask for details.
The beauty of these products is that they allow you to invest in stock markets without any risk to your principal. With no fees or commissions, your principal is guaranteed and you choose a fixed term of 3 or 5 years. Rate of return is calculated on the performance of the S&P/TSX.
Director, Advice and Service
Aviso Financial Inc.
240 Water Street
St. John’s NL A1C 1B7
(709) 758-8258
1-800-563-3300
tyoung@nlcu.com
Wealth Management Advisor
Aviso Financial Inc.
38 Main Street
Corner Brook NL A2H 1C3
(709) 634-5341
(709) 632-0363
1-800-563-3300
tskinner@nlcu.com
Wealth Management Advisor
Aviso Financial Inc.
51 Commonwealth Avenue
Mount Pearl NL A1N 1W7
(709) 747-9415
(709) 690-4990
1-800-563-3300
gmurray@nlcu.com
Wealth Management Advisor
Aviso Financial Inc.
1 Pinsent Drive
Grand Falls-Windsor NL A2A 2S8
(709) 489-9051
1-800-563-3300
pbishop@nlcu.com
Wealth Management Advisor
Aviso Financial Inc.
341 Freshwater Road
St. John’s NL A1C 1B7
(709) 754-2312
1-800-563-3300
dmcgrath@nlcu.com
Wealth Management Advisor
Aviso Financial Inc.
6 Roe Avenue
Gander NL A1V 1W5
(709) 256-3537
1-800-563-3300
sjenkins@nlcu.com
Registered Retirement Savings Plan (RRSP)* | Rate |
---|---|
6 Month Fixed Term |
3.000
|
1 Year Fixed Term |
3.500
|
2 Year Fixed Term |
3.300
|
3 Year Fixed Term |
3.050
|
4 Year Fixed Term |
3.050
|
5 Year Fixed Term |
3.000
|
7 Year Fixed Term |
3.000
|
Not everyone’s goals are the same. At NLCU, you define your vision for success, and our local experts create a personalized action plan to get you there.