Pricing

NLCU COLLABRIA CREDIT CARDS

Credit Card Fee Interest Rate Additional Card Fee
NLCU Collabria Cash Back Mastercard $0 19.90% $0
NLCU Collabria Visa Travel Rewards Gold Card $99 19.90% $30
NLCU Collabria US Dollar Mastercard $50USD 19.90% $35USD
NLCU Collabria Centra Gold Mastercard $50 9.90% $10
NLCU Collabria Flexrate Mastercard $40 Prime Rate + 6.90% to 15.90%* $0
NLCU Collabria Classic Mastercard $30 11.90% $0
*Variable Interest

GLOBAL PAYMENT CREDIT CARDS

Credit Card
Interest Rate
Global Payment MasterCard (Minimum Rates Only)* 10.500%
Global Gold MasterCard (Minimum Rates Only)* 10.500%

Credit Card
Fee
GLOBAL PAYMENT MasterCard with CHOICE REWARDS* $24 annual fee
GLOBAL GOLD MasterCard* $124 annual

*Global Payment MasterCard Disclosure Statement - Cost of Borrowing

CHEQUING ACCOUNT SERVICE & TRANSACTION FEES

Chequing Package Fee # of free Transactions Per Item Cost of Cheqing Transactions
Basic Cheqing Account $3.95 10 $1.25
Masterplan $10.95 30 $1.25
Masterplan Plus $29.95 Unlimited* $0
My e-Account Unlimited $17.95 Unlimited* $1.25
US Account $2 N/A $1.25
Prime $0 Unlimited* $0
No-Fee Student Super Saver $0 Unlimited* $0
*Based transactions included in chequing package.

Per Cost of Transaction (if applicable in package) Fee
In-branch Withdrawal/Transfer $1.25
Cheque Withdrawal/Pre-authorized Payment $1.25
Cash Withdrawal $1.25
Transfer Debit $1.25
ICU Withdrawal $1.25
ATM Withdrawal & Debit (CU/Interac/Plus) $1.25
Phone (IVR) Debit & Bill Payment $1.25
Online Debit Transfer $1.25
Online Bill Payment $1.25
Mastercard Payment Card Transaction $1.25
Debit Card Transaction (CDA/Cross Border/Online) $1.25
Interac e-Transfer $1.25

Other Chequing Fees & Transactions (not included)
Fee
Over the Counter Bill Payments (included in Prime) $5
Telpay Withdrawals $5
Cheque Orders (included in Prime) Charged directly by supplier
Interac Withdrawals (ATM) $2
Plus Withdrawals (foreign ATM) $3.50
Overdrafts $10
Overdraft Interest Rate 24%
Inactive Account (5 months +) $5/month
Inactive Account (24 months +) $10/month
Transfers from Daily Interest Savings Account to Advantage Savings Account $2.25
Transfers from Online Savings $7.25
Interac e-Transfer from a Monthly Savings Plan [1 annual no-fee transfer is included] $5.50
Corporate Chequing Account per debit transaction fee $0.90
Corporate Chequing Account chargeback on returned items $11
Corporate Chequing Account overdraft charge per item $20
Corporate US Chequing Account per debit transaction fee $1.25

SAVINGS ACCOUNT SERVICE & TRANSACTION FEES


Savings Package # of free Transactions Per Item Cost of Cheqing Transactions
Plan 24/Advantage 3 $2
Online Savings Unlimited* $5.50
Monthly Savings Plan 1 $5.50
Fat Cat 10 $1.25
Non Interest/Share 3 $2
*Based on what transactions are included in chequing package.

Savings Account Transactions (if applicable in package)
Fees based on Savings Account (see above)
MemberDirect Debit Transfer
MemberDirect Bill Payment 
ATM Withdrawals and Debits (Credit Union/Interac/Plus)
In Branch Withdrawals/Transfers
Pre-authorized Payments
ICU Withdrawals
Phone (IVR) Debit & Bill Payment
Mastercard Payment Card Transaction
Debit Card Transaction (CDA/Cross Border/Online)
Cash Withdrawals
Interac e-Transfer

Other Chequing Fees & Transactions (not included in package)
Fee
Over the Counter Deposits $5.50*
Interac Withdrawals (ATM) $2
Plus Withdrawals (foreign ATM) $3.50
Overdrafts $10
Overdraft Interest Rate 24%
Over-the-counter Bill Payment $5
Telpay Withdrawal $5

REGISTERED PRODUCT FEES

Service Fee
Transfer Fees $75
Early Redemption $85
Estate Fees $125
More than 2 withdrawals from RRSP $25
T5 Amendements $5.50
Duplicate Tax Receipt (RRSP, T4 RSP, T4 RIF & T5) $5.50

SAFETY DEPOSIT BOXES

Size
Fee
1.5 x 5 $45 +tax
2.5 x 5 $60 +tax
3.25 x 5 $60 +tax
5 x 5 $90 +tax
1.5 x 10.38 $75 +tax
2.5 x 10.38 $90 +tax
5 x 10.38 $175 +tax
10 x 10.38 $275 +tax
Replacement Key $10
*Varied discounts on Safety Deposit Boxes are offered with chequing packages

OTHER FEES & CHARGES

Description
Fee
Income Tax Preparation Basic Return $65 +tax
Seniors Pricing - Tax Return $55 +tax
Student Pricing - Tax Return $30 (+$10 to transfer credits)

Fees and pricing is subject to change without notice and subject to credit approval.

For more information about NLCU's pricing and services charges, please call 1-800-563-3300.

*Certain conditions apply.

 

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