Credit Cards

Cash Rewards on CHOICE REWARDS!

Fall in love with CHOICE REWARDS all over again - the newest redemption option - Cash Rewards.

CHOICE REWARDS and Platinum Class Mastercard® cardholders can choose to redeem their points for cash, which they will receive by way of a statement credit. Redemptions can be made by phone or online at the same way as travel, brand-name merchandise or to make a charitable donation. Cash value is equal to 1% of the cardholder’s total point value and can be redeemed for unlimited Cash Rewards at three levels:

  • 5,000 points = $50
  • 10,000 points = $100
  • 25,000 points = $250  

 Please note:

  • The Cash Rewards credit cannot be applied as a payment to the credit card account.
  • Cash Rewards are not available on GLOBAL PAYMENT Mastercard accounts; however, if a GLOBAL PAYMENT Mastercard is linked to a CHOICE REWARDS or Platinum Class Mastercard® credit card, the points can be combined and redeemed as a credit on the Mastercard credit card statement.



Accepted worldwide*, this convenient payment option allows you to buy now and pay later. With low fees and comparable market rates, you receive a unique package of benefits and worldwide recognition.

Newfoundland and Labrador Credit Union offers a wide variety of cards to suit your every need , plus, with the CHOICE REWARDS® program, you receive points which are redeemable for free travel and brand-name merchandise. Simply visit the location nearest you and pick up your MasterCard® application today!

*Your MasterCard Credit Card and GLOBAL PAYMENT Mastercard is accepted at more than 28 million locations internationally and now inlcudes Cuba. However, there are a few places where it is not.  When planning trips outside Canada, please remember that transactions made in Iran, North Korea, Myanmar (Burma), Sudan and Syria will be declined.


The GLOBAL PAYMENT Mastercard card offers you the convenience, flexibility and worldwide global acceptance of a traditional Mastercard credit card.  GLOBAL PAYMENT Mastercard can be used anywhere Mastercard is accepted including shopping online and accessing cash at an ATM.  But, unlike the traditional Mastercard credit card, the funds are automatically moved from your credit union account to pay off the balance after the transaction is completed.  GLOBAL PAYMENT Mastercard is a convenient extension of your account and is only available through your credit union.




Convenience of a credit card at no cost.

No Fee CHOICE REWARDS® Mastercard®

Low Fee
This card has the perfect combination of features at a great price.

Low Fee Mastercard®

Low Fee Mastercard® with CHOICE REWARDS®

Low Fee Gold Mastercard®

Low Fee Gold Mastercard® with CHOICE REWARDS®

This card is designed to provide you with exceptional coverage and convenience.

Gold Mastercard®

Gold Mastercard® with CHOICE REWARDS®

This prestigious card will appeal to your need for convenience, security and sense of adventure.  It also offers an exclusive travel reward program.

Platinum Class Mastercard®

Start building a credit rating - before you enter the workforce.

Student Mastercard®

Student Mastercard® with CHOICE REWARDS®

This Mastercard® is perfect for small businesses who want financial convenience.

Business Mastercard®

® MASTERCARD, MASTERASSIST, MASTER ROADASSIST, MASTERRENTAL, MASTERTRIP, MASTERLEGAL and PLATINUM CLASS are registered trademarks owned by MasterCard International Incorporated and are used under license.

® CHOICE REWARDS is a registered trademark of CU Electronic Transaction Services Inc. and is used under license.

® CU CREDIT is a registered trademark owned by Canadian Credit Union Association, used under license, and is a service provided by Co-operative Trust Company of Canada. All other trademarks are properties of their respective owners.

GLOBAL PAYMENTTM is a trademark of CU Electronic Transaction Services Inc. and is used under license.

® Authorized user of the marks.



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