Designed for members 59 years of age and over who want better savings, increased flexibility, and greater convenience.

Monthly fee of $20.95 (Members who maintain a minimum balance of $5,000 in their chequing account or a minimum of $10,000 in total business (deposit and loan products) at NLCU can use this account free of charge may continue to use the package at $0 monthly fee). Exclusively for members aged 59+. Direct deposit required. Limited to 1 prime account per membership.


  • Unlimited chequing transactions* per month free of charge, which include the following:
    • Over-the-counter Withdrawals and Transfers
    • Pre-authorized Payments and Cheque Withdrawals
    • Cash, Cheque and Inter Credit Union (ICU) Withdrawals (within Canada)
    • Transfer Debits
    • ATM Withdrawals and Debits (Credit Union/Interac®/Plus)
    • Bill and Loan Payments (ATM, Online, Teleservice and Over-the-counter)
    • Online Banking Debit Transfers and Inter-account Transfers
    • Debit Card Transactions (CDA/Cross-Border/Online)
    • Telpay Withdrawals
    • Interac® e-Transfers
  • No charge for:
    • Personalized Cheques
    • ATM Withdrawals (Exchange®, NLCU, and Inter Credit Union networks)
    • Detailed monthly statement
    • MemberDirect Online Banking, Mobile Banking, NLCU Mobile App
    • Automated Teleservice®
  • Also Included:
    • Annual discount on a Safety Deposit Box

*Within own membership

Learn more about our Seniors Program.

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