Exclusively for members aged 59+.

No monthly fee. Direct deposit required. Limited to one prime account per membership.


  • Unlimited chequing transactions*, which include the following:
    • GLOBAL PAYMENT™ Mastercard®
    • Direct payment purchases and pre-authorized purchases (within Canada)
    • Pre-authorized cheques
    • Online debit withdrawals and inter-account transfers
    • Bill and loan payments (ATM, Online, Teleservice and over-the-counter)
    • Cash, cheque, and Inter Credit Union withdrawals
    • Transfer debits and telephone transfer debits
    • Transfer credit - special services
    • Teleservice log-in counter and Voice Response Teleservice transfer debits
  • 2 free Interac® ATM transactions (other financial institutions and/or cross-border)
  • No charge for withdrawals at ATMs using Exchange®, NLCU, Acculink® and Inter Credit Union networks
  • Access to online banking
  • Detailed monthly statement
  • Annual discount on a Safety Deposit Box
  • 50% reduction on Global Gold Payment™ Mastercard® annual fee

*Within own membership

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