Designed for members who use a broad range of services and want the cost-savings benefit of a chequing package plan that includes frequent transactions, utility bill payments, money orders, and more.

Monthly fee of $10.95 (no charge with a monthly balance of $3,000 or more).


  • 30 debit transactions* per month free of charge, which include the following:
    • In-Branch Withdrawals and Transfers
    • Pre-authorized Payments and Cheque Withdrawals
    • Cash, Cheque and Inter Credit Union (ICU) Withdrawals (within Canada)
    • Transfer Debits
    • ATM Withdrawals and Debits (Credit Union/Interac/Plus)
    • Bill and Loan Payments (ATM, Online, Teleservice)
    • Online Banking Debit Transfers and Inter-account Transfers
    • Debit Card Transactions (CDA/Cross-Border/Online)
    • Telpay Withdrawals
    • Interac® e-Transfers
  • No charge for:
    • ATM Withdrawals (Exchange®, NLCU, Acculink® and Inter Credit Union Networks)
    • Detailed Monthly Statement
    • MemberDirect Online Banking, Mobile Banking, NLCU Mobile App
    • Automated Teleservice®
  • Senior Program perks:
    • Monthly fee is $7.65 for members aged 59 and over.
    • over-the-counter bill payments included in free transactions
    • annual discounts on safety deposit boxes 

* Within own membership

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