The Co-operators Group Auto & Home Insurance Program

Members looking for good rates on auto and home insurance can take advantage of the discounts and savings available through our partnership with The Co-operators. Members will receive exceptional insurance protection, a wide range of innovative products, and fast, convenient service.

It’s all within reach with The Co-operators Group Auto and Home insurance program.

Want $5,000 for a more balanced you? Get a QuickQuote for your chance to win! Call us or get an online quote today for your chance to win one of five $5,000 grand prizes PLUS 64 prizes of $500!

CALL 1-800-387-1963 for a free quote 


Depending on the type and amount of coverage you choose, your auto insurance can take care of expenses such as medical treatment and care, possible legal costs, property damage and lost wages if you're involved in an accident. It can also provide coverage for vehicle theft.

Additional savings on your auto insurance rates may be available when you:

  • are claims-free
  • insure more than one vehicle
  • have been insured with The Co-operators for more than two years
  • are retired

Automatic coverage when you replace your vehicle

  • If you replace your vehicle before your auto insurance expires, you're still covered. If your coverage doesn't change, you'll automatically receive the same protection at no extra cost until it's time to renew your policy. This applies if you are insured under the group program for at least 60 days.
  • Be sure to call a licensed insurance representative to let them know you've replaced your vehicle.

Extended/additional coverage

You can also purchase coverage called (endorsements) from The Co-operators.

  • Loss of Use – Rental Car Coverage if yours is in for repairs after an accident
  • Liability for Damage to Non-Owned Vehicle
  • Limited Waiver of Depreciation

Get a free Auto Insurance estimate 



You can get exceptional value-added home insurance from The Co-operators at preferred group rates. No matter if you own or rent your home.

Additional savings on your home insurance rates may be available when:

  • you have a claims-free rating
  • your home has a centrally monitored burglar alarm system
  • your home has a centrally monitored fire and burglar alarm system

Superior Service

  • 24/7 claims service that handles most claims in as little as one call.
  • Confidential online quotes and e-policy delivery for e-mailed insurance documents.
  • 1-800-387-1963

Flexible Payment

  • With flexible payment options you can decide how you'd like to pay your premium (mail, credit card, or pre-authorized payment).
  • If you choose pre-authorized payment, you can select when and how often (weekly, bi-weekly, semi-monthly or monthly) you'd like to make payments which can be made directly from your NLCU account.

CustomerPerks® gives valued group Property insurance clients access to hundreds of valuable discounts and offers from brand name companies and local stores. Theses perks are organized and easy to access online to help you save time and money. Save on everything you need: computers, dining, shoes, travel and, much more. 

Get a free Home Insurance estimate

 Provided by The Co-operators and administered by HB Group Insurance Management Limited

The Co-operators® used under license from The Co-operators Group Limited. Group auto and home products underwritten by COSECO Insurance Company and administered by HB Group Insurance Management Ltd, member companies of The Co-operators Group Limited.*Auto insurance not available in British Columbia, Manitoba and Saskatchewan. **Offer valid from April 24, 2017 to June 5, 2017, or while quantities last. Terms and Conditions apply: one offer per household. To qualify a new business quote needs to be completed and registered by speaking with a Licensed Insurance Representative. Online quotes are not eligible. New business is defined by either current clients or prospective clients requesting a quote based on a line of business not currently held with The Co-operators. For complete contest rules write to Group Marketing, 5600 Cancross Court, Mississauga, ON L5R3E9. † Group members may save up to 40% once all discounts have been calculated. This percentage is based on COSECO base rates for customers resident in Ontario and Quebec. Total available discounts, insurance coverage and eligibility may vary by province. The Co-operators is committed to protecting the privacy, confidentiality, accuracy and security of the personal information collected, used, retained and disclosed in the course of conducting business. To learn more, visit Tim Hortons is not a sponsor of this promotion and does not endorse it in any way. For full terms and conditions of the gift card, please visit Tim Hortons® and Tim Card® are registered trademarks of Tim Hortons.

This group insurance program is only available through our Contact Centre and website.


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