Rates

Prime Rate (Rates effective 2022-04-14) Rates
Prime Rate 3.200%
Variable Rate Vehicle Loans (Rates effective 2022-04-14) Rates
Special Rate on New 2022 Vehicles 3.300%
Special Rate on New 2022 Vehicles (Prime Based) 3.200%
2022 Vehicles 3.750%
2022 Vehicles (Prime Based) 3.200%
2022 New ATV/Snow/Water Machines 4.490%
2022 Trailers 5.490%
2022 Motorcycles 4.490%
Special Promotional Rate on 2021 Vehicles 4.200%
Special Promotional Rate on 2020-2018 Vehicles 4.20%
Vehicle 2017 and prior 5.750%
Personal Lines of Credit (Rates effective 2022-04-14) Rates
RRSP Line of Credit Base Rate (Minimum rate only)* 4.200%
Personal Line of Credit Secured Base Rate (Minimum rate only)* 3.200%
Personal Line of Credit Unsecured Base Rate (Minimum rate only)* 5.200%
Savings (Rates effective 2022-05-11) Rates
Online Savings Account 0.200%
Plan 24/Daily Interest Savings 0.100%
Fat Cat/Head Start 0.050%
Monthly Savings Plan 0.200%
Advantage (Tiered Rate Savings) (Rates effective 2022-05-11) Rates
Advantage Tier $5,001 - $10,000 0.100%
Advantage Tier $10,001 - $25,000 0.100%
Advantage Tier $25,001 - $60,000 0.150%
Advantage Tier $60,001 - $100,000 0.200%
Advantage Tier $100,000 and over 0.200%
Registered Retirement Savings Plan (RRSP) (Rates effective 2022-05-11) Rates
6 Month Fixed Term 0.300%
1 Year Fixed Term 1.700%
2 Year Fixed Term 1.900%
3 Year Fixed Term 2.100%
4 Year Fixed Term 2.300%
5 Year Fixed Term 2.500%
7 Year Fixed Term 2.700%
Tax-Free Savings Account (TFSA) (Rates effective 2022-05-11) Rates
Daily Interest Savings Account 0.200%
6 Month Fixed Term 0.300%
1 Year Fixed Term 1.700%
2 Year Fixed Term 1.900%
3 Year Fixed Term 2.100%
4 Year Fixed Term 2.300%
5 Year Fixed Term 2.500%
RRIF (Rates effective 2022-05-11) Rates
Variable 0.100%
1 Year Fixed 1.700%
2 Year Fixed 1.900%
3 Year Fixed 2.100%
4 Year Fixed 2.300%
5 Year Fixed 2.500%
Term Deposits (Rates effective 2022-05-11) Rates
Short Term Deposit 7-29 Days 0.200%
Short Term Deposit 30-59 Days 0.250%
Short Term Deposit 60-89 Days 0.250%
Short Term Deposit 90-179 Days 0.300%
Short Term Deposit 180-364 Days 0.500%
Long Term - 1 Year 1.700%
Long Term - 2 Year 1.900%
Long Term - 3 Year 2.100%
Long Term - 4 Year 2.300%
Long Term - 5 Year 2.500%
Long Term - 7 Year 2.700%
Debentures - 2 Year 1.775%
Debentures - 3 Year 1.975%
Debentures - 4 Year 2.175%
Debentures - 5 Year 2.375%
Mortgages (Rates effective 2022-05-11) Rates
Variable - 5 Years (Adjusted to Market Conditions) 2.800%
Open - 6 months 7.150%
Open - 1 Year 6.875%
Closed - 1 Year 3.490%
Closed - 2 Years 3.940%
Closed - 3 Years (special rate) 4.090%
Closed - 4 Years 4.740%
Closed - 5 Years (special rate) 4.390%
Closed - 7 Years (special rate) 4.740%