Rates
| Prime Rate (Rates effective 2020-03-31) | Rates |
|---|---|
| Prime Rate | 2.450% |
| Variable Rate Vehicle Loans (Rates effective 2020-10-19) | Rates |
|---|---|
| Special Rate on New 2020 Vehicles | 3.300% |
| Special Rate on New 2020 Vehicles (Prime Based) | 2.450% |
| 2020 Vehicles | 3.750% |
| 2020 Vehicles (Prime Based) | 2.900% |
| 2020 New ATV/Snow/Water Machines | 4.490% |
| 2020 Trailers | 5.490% |
| 2020 Motorcycles | 4.490% |
| Special Promotional Rate on 2019 Vehicles | 4.200% |
| Special Promotional Rate on 2018-2016 Vehicles | 4.99% |
| Vehicle 2015 and prior | 5.99% |
| Personal Lines of Credit (Rates effective 2020-10-19) | Rates |
|---|---|
| RRSP Line of Credit Base Rate (Minimum rate only)* | 3.450% |
| Personal Line of Credit Secured Base Rate (Minimum rate only)* | 2.950% |
| Personal Line of Credit Unsecured Base Rate (Minimum rate only)* | 4.450% |
| Savings (Rates effective 2020-09-30) | Rates |
|---|---|
| Online Savings Account | 0.050% |
| Plan 24/Daily Interest Savings | 0.050% |
| Fat Cat/Head Start | 0.125% |
| Monthly Savings Plan | 0.050% |
| Advantage (Tiered Rate Savings) (Rates effective 2020-09-30) | Rates |
|---|---|
| Advantage Tier $5,001 - $10,000 | 0.001% |
| Advantage Tier $10,001 - $25,000 | 0.005% |
| Advantage Tier $25,001 - $60,000 | 0.010% |
| Advantage Tier $60,001 - $100,000 | 0.025% |
| Advantage Tier $100,000 and over | 0.100% |
| Registered Retirement Savings Plan (RRSP) (Rates effective 2020-09-30) | Rates |
|---|---|
| 6 Month Fixed Term | 0.300% |
| 1 Year Fixed Term | 0.500% |
| 2 Year Fixed Term | 0.600% |
| 3 Year Fixed Term | 0.700% |
| 4 Year Fixed Term | 0.800% |
| 5 Year Fixed Term | 1.000% |
| 7 Year Fixed Term | 1.200% |
| Tax-Free Savings Account (TFSA) (Rates effective 2020-09-30) | Rates |
|---|---|
| Daily Interest Savings Account | 0.050% |
| 6 Month Fixed Term | 0.300% |
| 1 Year Fixed Term | 0.500% |
| 2 Year Fixed Term | 0.600% |
| 3 Year Fixed Term | 0.700% |
| 4 Year Fixed Term | 0.800% |
| 5 Year Fixed Term | 1.000% |
| RRIF (Rates effective 2020-09-30) | Rates |
|---|---|
| Variable | 0.050% |
| 1 Year Fixed | 0.500% |
| 2 Year Fixed | 0.600% |
| 3 Year Fixed | 0.700% |
| 4 Year Fixed | 0.800% |
| 5 Year Fixed | 1.000% |
| Term Deposits (Rates effective 2020-09-30) | Rates |
|---|---|
| Short Term Deposit 7-29 Days | 0.100% |
| Short Term Deposit 30-59 Days | 0.100% |
| Short Term Deposit 60-89 Days | 0.150% |
| Short Term Deposit 90-179 Days | 0.150% |
| Short Term Deposit 180-364 Days | 0.300% |
| Long Term - 1 Year | 0.500% |
| Long Term - 2 Year | 0.600% |
| Long Term - 3 Year | 0.700% |
| Long Term - 4 Year | 0.800% |
| Long Term - 5 Year | 1.000% |
| Long Term - 7 Year | 1.200% |
| Debentures - 2 Year | 0.475% |
| Debentures - 3 Year | 0.575% |
| Debentures - 4 Year | 0.675% |
| Debentures - 5 Year | 0.875% |
| Mortgages (Rates effective 2020-09-30) | Rates |
|---|---|
| Variable - 5 Years (Adjusted to Market Conditions) | 2.150% |
| Open - 6 months | 7.150% |
| Open - 1 Year | 6.875% |
| Closed - 1 Year | 2.990% |
| Closed - 2 Years | 2.890% |
| Closed - 3 Years (special rate) | 2.14% |
| Closed - 4 Years | 3.750% |
| Closed - 5 Years (special rate) | 2.19% |
| Closed - 7 Years (special rate) | 2.600% |
