Rates
| Prime Rate (Rates effective 2018-01-22) | Rates |
|---|---|
| Prime Rate | 3.45% |
| Personal Loans (Rates effective 2018-02-06) | Rates |
|---|---|
| Special Variable Rate Vehicle Promotion New 2018 Vehicles | 3.150% |
| 2018 Vehicles | 3.650% |
| 2018 New ATV/Snow/Water Machines | 3.99% |
| 2018 Trailers | 4.99% |
| 2018 Motorcycles | 3.99% |
| Special Variable Rate Vehicle Promotion 2017 Vehicles | 3.99% |
| Special Variable Rate Vehicle Promotion 2016-2014 Vehicles | 4.99% |
| Vehicle 2013 and prior | 5.99% |
| RRSP Line of Credit Base Rate (Minimum rate only)* | 4.950% |
| Personal Line of Credit Secured Base Rate (Minimum rate only)* | 3.95% |
| Personal Line of Credit Unsecured Base Rate (Minimum rate only)* | 6.45% |
| Savings (Rates effective 2018-01-23) | Rates |
|---|---|
| Online Savings Account | 0.500% |
| Plan 24/Daily Interest Savings | 0.125% |
| Fat Cat/Head Start | 0.125% |
| Monthly Savings Plan | 0.550% |
| Advantage (Tiered Rate Savings) (Rates effective 2018-01-23) | Rates |
|---|---|
| Advantage Tier $5,001 - $10,000 | 0.001% |
| Advantage Tier $10,001 - $25,000 | 0.005% |
| Advantage Tier $25,001 - $60,000 | 0.010% |
| Advantage Tier $60,001 - $100,000 | 0.025% |
| Advantage Tier $100,000 and over | 0.100% |
| Registered Retirement Savings Plan (RRSP) (Rates effective 2018-01-23) | Rates |
|---|---|
| 6 Month Fixed Term | 0.400% |
| 1 Year Fixed Term | 0.850% |
| 2 Year Fixed Term | 1.050% |
| 3 Year Fixed Term | 1.150% |
| 4 Year Fixed Term | 1.250% |
| 5 Year Fixed Term | 1.500% |
| 7 Year Fixed Term | 1.625% |
| Tax-Free Savings Account (TFSA) (Rates effective 2018-01-23) | Rates |
|---|---|
| Daily Interest Savings Account | 0.500% |
| 6 Month Fixed Term | 0.400% |
| 1 Year Fixed Term | 0.850% |
| 2 Year Fixed Term | 1.050% |
| 3 Year Fixed Term | 1.150% |
| 4 Year Fixed Term | 1.250% |
| 5 Year Fixed Term | 1.600% |
| RRIF (Rates effective 2018-01-23) | Rates |
|---|---|
| Variable | 0.125% |
| 1 Year Fixed | 0.850% |
| 2 Year Fixed | 1.050% |
| 3 Year Fixed | 1.150% |
| 4 Year Fixed | 1.250% |
| 5 Year Fixed | 1.500% |
| Credit Cards (Rates effective 2018-01-23) | Rates |
|---|---|
| Gold Global Payment Mastercard (Minimum Rates Only) | 10.500% |
| Global Gold Mastercard (Minimum Rates Only) | 10.500% |
| Term Deposits (Rates effective 2018-01-23) | Rates |
|---|---|
| Short Term Deposit 7-29 Days | 0.100% |
| Short Term Deposit 30-59 Days | 0.150% |
| Short Term Deposit 60-89 Days | 0.200% |
| Short Term Deposit 90-179 Days | 0.300% |
| Short Term Deposit 180-364 Days | 0.400% |
| Long Term - 1 Year | 0.900% |
| Long Term - 2 Year | 1.050% |
| Long Term - 3 Year | 1.150% |
| Long Term - 4 Year | 1.250% |
| Long Term - 5 Year | 1.500% |
| Long Term - 7 Year | 1.600% |
| Debentures - 2 Year | 0.925% |
| Debentures - 3 Year | 1.025% |
| Debentures - 4 Year | 1.125% |
| Debentures - 5 Year | 1.375% |
| Mortgages (Rates effective 2018-03-05) | Rates |
|---|---|
| Variable - 5 Years (Adjusted to Market Conditions) | 3.450% |
| Open - 6 months | 6.950% |
| Open - 1 Year | 6.750% |
| Closed - 1 Year | 3.250% |
| Closed - 2 Years | 3.350% |
| Closed - 3 Years | 3.290% |
| Closed - 4 Years | 4.290% |
| Closed - 5 Years | 3.490% |
| Closed - 7 Years | 3.590% |
