Borrowing funds gives you the freedom to make a major purchase, pay down high-interest debts, access money quickly and conveniently, and make investments. NLCU has several lending products to choose from. Talk to one of our experts to find out which product best meets your needs.

A personal loan is a convenient solution to get the things you want and need, or to consolidate debts into one lower-cost payment.


  • Repay your loan faster with weekly or bi-weekly payments
  • No penalty for extra payments or early repayment
  • Make extra payments any time, in any amount, and as often as you wish
  • Semi-annual statement of loan account (or monthly with chequing account statement)
  • Competitive variable or fixed interest rate
  • Credit life and disability insurance available

*All loans subject to credit approval and normal credit guidelines.

Types of Personal Loans

Vehicle Loan
Get pre-approved for a loan for more negotiating power, avail of a loan rebate for a hybrid or electric vehicle purchase, or qualify for a rebate if you’re a recent grad.

Line of Credit
Get quick access to low-interest funds when you need them.

Home Equity Loan
Use the value in your home to make a major purchase or pay off debts.

Maximize your RRSP contribution and enjoy the tax benefits.

RRSP Line of Credit
A convenient way to make annual RRSP contributions.


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