What do automated teller machines, consumer loans, daily interest savings accounts and electronic payment cards have in common with weekly mortgage payments? These financial services, which are today considered industry standards, were all pioneered by credit unions.

Purchasing a home is one of the biggest financial decisions you will make. Choosing a mortgage is as important as choosing the house. When making your choice, you owe it to yourself to really look at the advantages and long-term cost benefits of a Newfoundland and Labrador Credit Union mortgage.


With more than one type of mortgage, you have flexibility and choice. Our mortgages are designed to meet your needs and our knowledgeable staff will guide you through the mortgage process.

Closed Mortgage
Convenient weekly or bi-weekly payment schedules can actually save thousands with flexible repayment term - choice of amortization.

Energy-Efficient Mortgage
You could gain the flexibility to extend the time required to repay your mortgage.

Variable Mortgage
Allows you to take full advantage of changing interest rates.

FASTTRACK Cash Back Mortgage
You can even take care of some expenses you've accumulated along the way. 


Mortgages (Rates effective 2018-06-07) Rates
Variable - 5 Years (Adjusted to Market Conditions) 3.450%
Open - 6 months 6.950%
Open - 1 Year 6.750%
Closed - 1 Year 3.390%
Closed - 2 Years 3.440%
Closed - 3 Years 3.640%
Closed - 3 Years (Special Offer) 3.390%
Closed - 4 Years 4.290%
Closed - 5 Years 5.190%
Closed - 5 Years (Special Offer) 3.590%
Closed - 7 Years 5.690%
Closed - 7 Years (Special Offer) 3.700%

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