Greener Home Loan

Make your home energy efficient with the NLCU Greener Home Loan. At a low interest rate of prime + 1%, you can borrow as little as $3,500 to make energy efficient upgrades to your home. An energy efficient home lessens your carbon footprint and reduces your energy costs. It’s better for the environment and it’s better for you.

  • Low interest rate at prime + 1.0%1
  • Term of 1 to 5 years
  • Minimum loan amount $3,500 to maximum of $50,000
  • No application fees
  • No penalty for extra payments or early repayment
  • Make extra payments any time, in any amount, as often as you want
To qualify, you need to make energy efficient upgrades to your home, such as:
  • Insulation upgrades
  • Solar equipment
  • Geothermal energy
  • Heat pumps/mini splits
  • Heat recovery ventilation systems
  • Oil and electric boiler/furnace conversions to propane
  • ENERGY STAR® windows, doors, furnaces, and/or appliances
Did you know?...

The Government of Canada offers a Canada Greener Homes Grant for eligible homeowners in Canada who complete retrofits recommended by their energy advisor. Click here to learn more.

* Terms and conditions apply.

1Rate based on a minimum loan of $3,500 for a five-year term. Rates subject to change without notice.