Aviso Experts Webinar Series - Journey into Financial Planning

Get the most out of your financial planning! Join us for the final webinar in our series to explore the tools that help you achieve your goals.

Part THREE of our Journey into Financial Planning webinar series focuses on the practical tools needed to reach your targets. Doug Carroll will walk you through tax-assisted plans like RPPs, RRSPs, FHSAs, TFSAs, RESPs, and RDSPs, analyzing their comparative features and how to coordinate between them to enhance your financial strategy.

Register Today
Webinar Topic: Journey into financial planning – Part THREE: Digging into the toolbox
Date: Wednesday, September 24, 2025 (two sessions available)
Speaker: Doug Carroll, Tax and Estate Specialist at Aviso Wealth Inc.
Platform: Zoom
Cost: Free

Click here to register for Session 1 at 1:30 p.m. NST (1 p.m. AST).
Click here to register for Session 2 at at 4:30 p.m. NST (4 p.m. AST).

About The Presenter
Doug Carroll is the Tax and Estate Specialist for Aviso Wealth Inc., a wealth management partner to credit unions across Canada. He previously ran an estate planning law practice, and was an advanced case consultant with a life insurer and a mutual fund provider. Doug also holds a business degree and a Master of Law specializing in Tax, and is qualified as a Certified Financial Planner and a Trust and Estate Practitioner. He’s been doing this for 25 plus years, now supporting our financial advisors, from written articles to individual case consultations, and of course webcasts like this one.

Mutual funds and other securities are offered through Aviso Wealth, a division of Aviso Financial Inc. Aviso Wealth Inc. (Aviso) is a wholly owned subsidiary of Aviso Wealth LP, which in turn is owned 50% by Desjardins Financial Holding Inc. and 50% by a limited partnership owned by the five Provincial Credit Union Centrals and The CUMIS Group Limited. The following entities are subsidiaries of Aviso: Aviso Financial Inc. (including divisions Aviso Wealth, Qtrade Direct Investing, Qtrade Guided Portfolios, Aviso Correspondent Partners), and Northwest & Ethical Investments L.P.

4^th Annual Fall Food Drive Begins

The 4th Annual Fall Food Drive is underway, and this year all six credit unions in Newfoundland and Labrador are participating to raise awareness of food insecurity in the province and to maximize our collective impact on local communities.

Across the province, a total of 37 credit union locations – including all 12 NLCU locations – are currently accepting donations of non-perishable foods and cash. Donations of non-perishable foods will go to local food banks in Newfoundland and Labrador. Cash donations will be given to the Community Food Sharing Association (CFSA), which distributes food to 60 food banks in the province.

Donations are being accepted until November 14, 2025.

All NL credit unions have historically supported local food banks and the Community Food Sharing Association. In 2022, NLCU held the first Fall Food Drive upon the recommendation of NLCU employees who were deeply committed to combating food insecurity in our communities. This year’s Fall Food Drive coordinated across all credit unions dramatically increases the scope and potential for positive impact on local food banks and the Community Food Sharing Association.

Other participating credit unions include Atlantic Edge Credit Union, Community Credit Union, Public Service Credit Union, Reddy Kilowatt Credit Union, and Venture Credit Union.

To make a donation online, please click here.

NLCU Partners in Energy-Efficient Renovations Program for St. John's Homeowners

NLCU is pleased to announce its partnership in a new program that offers guidance and financing options to homeowners in St. John's looking to reduce their home energy consumption.

The Shift Program provides free guidance to support energy efficiency renovations for homeowners within the City of St. John's. As a partner, NLCU will provide financial advice and solutions to participating homeowners planning to make energy-efficient renovations to their homes.

This new initiative is a collaboration between the City of St. John's and econext, a non-profit organization dedicated to accelerating and supporting the green economy. The Shift Program is carried out with assistance from the Federation of Canadian Municipalities, Green Municipal Fund, an endowment created by the Government of Canada.

For more information on the program or to book a free appointment, call 709-979-0362 or visit maketheshiftnl.ca.

Logging into banking for the first time

• Log in: Log in to online banking and the app with your NEW Member ID and existing Personal Access Code (PAC/password).
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• Look up your new Member ID on the letter we sent you in the mail or use this tool to lookup your new Member ID.
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• 2-Step Verification: Re-enable your 2-Step Verification settings as prompted to either your mobile phone number or email address.
• Save Login Profile: Save your online login profile by selecting “Remember Me.”
  • If you already had a saved login profile you may need to remove the old profile first by choosing “Manage Login Profiles” and then “Delete.” On the mobile app, you may need to delete and re-install the app to reset this feature.
• Accept the update to the mobile app, if prompted.

Logging into business banking for the first time

• Complete all steps noted above, plus:
• Small Business Setup: Accept the upgrade to Small Business Banking and the Direct Services Agreement.
• Delegates: Set up your Delegate Profiles in the Delegate Manager.
• Account Consolidation: Consolidate your accounts in the Account Consolidation Manager.