Newfoundland and Labrador Credit Union (NLCU) provides access to a comprehensive range of investment products. Maximizing growth while minimizing risk requires diverse investment opportunities. Our knowledgeable investment specialists can empower you to make the investment decisions to suit your needs.

Tax-Free Savings Account (TFSA) TFSAs were introduced in January 2009.  They allow you to save and invest money without having to pay tax on any of the interest it earns.

Registered Retirement Savings Plan (RRSP) Make sure you make an informed decision about your RRSPs by viewing our RRSP information and tools.

Monthly Registered Retirement Savings Plan (MRRSP)  An MRRSP gives you the opportunity to build your RRSP portfolio.

Registered Education Savings Plan (RESP) Planning today for tomorrow is the smart way to realize your family’s education goals.

Registered Disability Savings Plan (RDSP) An RDSP is a long-term savings plan to help Canadians with disabilities, and their familes, save for the future.

Registered Retirement Income Fund (RRIF) We understand that the selection of a RRIF depends entirely on your personal situation. That’s why with an NLCU RRIF you can choose your own investments, and change your payment schedule twice a year.

Term Deposits A Term Deposit provides a secure, worry-free investment for long-term funds.

Financial Planning* Speak to one of our Wealth Management Advisors for financial services and solutions designed specifically for your lifestyle and life stage.

Mutual Funds* Mutual Funds combine the benefits of diversification and professional management with being affordable to the average investors.

Online brokerage* Buy and sell stocks anytime, anywhere with Credential Direct®

If you have any questions about Mutual Fund Investments let our Credential Asset Management Inc. Mutual Funds Investment Specialists help you.

*Mutual funds and financial planning are offered through Credential Asset Management Inc. Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Unless otherwise stated, mutual fund securities and cash balances are not insured or guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer that insures deposits in credit unions. Their values change frequently and past performance may not be repeated. On-line brokerage is offered through Credential Direct®, a division of Credential Securities Inc., operating as a separate business unit. Credential Securities Inc. is a Member of the Canadian Investor Protection Fund.
®Credential and Credential Direct are registered marks owned by Credential Financial Inc.and are used under licence.


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