Mobile Banking

Mobile banking gives you real-time access to your accounts wherever you happen to be. Just send a quick text message to your account and you'll receive a message back. It's fast, it's easy and it's free.

It works on all text-enabled phones. It doesn't matter what kind of cell phone you have, as long as you can send and receive text messages.

Check account balances and recent account activity information from anywhere you can get a signal-instantly. You'll get the account information you want, when you need it. There's no need to find a computer to check your account balance. And, have peace of mind with the ability to instantly check what activity has taken place with your account.

Your personal information is always secure as the only information that is transmitted is your account balance or your recent account activity. Even if you lose your phone, no one will be able to make changes to your account, steal funds or personal or financial information. And, it's quick and easy to cancel mobile banking if needed. Check out a demo to see how easy it is.

Ready to sign up?

Getting started with mobile banking is easy. All you need is access to online banking. Don't have online banking access? Contact your branch to get set up.

If you already use online banking:

  1. Login to your online banking account and click on mobile banking
  2. Enter your mobile phone information
  3. You'll receive a text message with your passcode
  4. Confirm your passcode and select the accounts you want to access with mobile banking

Once you've signed up, it's easy to use. Text any of these commands to MONEY(66639) and receive your account information on your phone:

  • ACT - For the account activity of your primary account
  • ACT (account nickname) - For the account activity of a specific account
  • BAL - For the balance of your primary account
  • BAL ALL - For the balances of all your accounts
  • BAL (account nickname) - For the balance of a specific account
  • DISABLE - To temporarily disable your phone
  • HELP - For a list of the commands you can use
  • INFO - For contact info about Newfoundland and Labrador Credit Union
  • STOP - To permanently delete your phone
  • NICK - For a list of account nicknames

Mobile Banking

MemberDirect® Mobile gives NLCU owners the access and convenience of banking from their mobile phone. The service provides a optimized version of MemberDirect that allows you to perform banking transactions directly from your mobile phone. To access MemberDirect Mobile just enter into the browser of your phone and sign in using your regular MemberDirect id and password.