Direct Deposit

Direct deposit, also known as preauthorized credit, is a convenient, fast and secure way to access your money. It saves you time from having to visit the branch or ATM to deposit your cheque. With Direct Deposit, your money is immediately available to you — no matter what you are doing or where you are. NLCU can help you setup Direct Deposit for Government and employer payments so you can enjoy these benefits:

  • Convenient. Faster access to your money. Postal delays or other delivery issues will never delay your payments.
  • Free, Easy and Fast. Direct Deposit is easy to set up and free to use. Your payment is deposited directly into your bank account.
  • Your payment will always be on time, and your money and earned interest will be available right away.
  • Direct Deposit is reliable and safe. There is virtually no risk of your payment being lost, stolen or damaged.

Required Account Information for Direct Deposit

The direct deposit form needs your financial institution and account numbers:
Route/Transit/Branch # - 68020
Institution# - 809
Direct Deposit Form & Pre-Authorized Payment Form

Note: On the Government’s Direct Deposit form, the account number field is 12-digits. Credit union member numbers are only 8-digits in length. Avoid your form from being rejected by:
- Using all 8-digits in your member number.
- Do not use any dashes. 
- If your account number has a leading zero, it must be entered as part of the number. 
- The account number has to left justified in the field

The form has spaces for 12 digits. |__|__|__|__|__|__|__|__|__|__|__|__| 

Enter your 8 digit number like this. | 0 | 1 | 2 | 2 | 4 | 1 | 0 | 9 |__|__|__|__| 

Employer Payment with Direct Deposit

Ask your employer if direct deposit is available to you and what information is required to have your pay cheque automatically deposited into your credit union account.

Your employer may have its own form, or you can download our Direct Deposit Change/Request Form. A PDF-fillable form allows you to complete it on your computer and print it.  Complete your form by referring to Required Account Information section above.  If you have a cheque, you can mark it as “Void” and staple it to the form.  Sign the printed form and submit it to your employer’s human resources department.

Managing Your Money

Use our convenient MemberDirect® electronic services to verify the direct deposit to your account; you can use your landline phone, mobile phone (older and newer models), computer or ATM. You can also transfer funds, pay bills and perform other transactions. Learn More [will be a link to Electronic Services Page].

You can select the MemberDirect® electronic service that best meets your needs. Contact [will be a list of branch locations] your closest branch so we can register and demonstrate the service for you. 

Contact Us

If you have any further questions or need help setting up your Direct Deposit visit your local branch or call 1-800-563-3300.